*{box-sizing:border-box}body{margin:0;font-family:Inter,Arial,sans-serif;color:#102033;line-height:1.65}a{text-decoration:none;color:inherit}.container{max-width:1180px;margin:auto;padding:0 24px}.nav{position:sticky;top:0;background:#fff;border-bottom:1px solid #e5eaf0;z-index:10}.navin{height:74px;display:flex;align-items:center;justify-content:space-between}.logo{font-size:21px;font-weight:800}.logo span,.eyebrow{color:#1769e0}.menu{display:flex;gap:24px;align-items:center;font-size:14px}.btn{display:inline-block;padding:12px 18px;border-radius:10px;font-weight:700;border:1px solid #ccd5df}.primary{background:#1769e0;color:#fff;border-color:#1769e0}.hero{padding:90px 0;background:linear-gradient(135deg,#f3f8ff,#fff 60%,#edf5ff)}.eyebrow{text-transform:uppercase;letter-spacing:1.5px;font-size:12px;font-weight:800}.hero h1,.page h1{font-size:clamp(42px,6vw,68px);line-height:1.04;letter-spacing:-3px;max-width:900px;margin:16px 0}.hero p,.lead{font-size:19px;color:#5c6b7a;max-width:760px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.section{padding:75px 0}.alt{background:#f7f9fc}.head{margin-bottom:34px}.head h2,h2{font-size:37px;line-height:1.15;letter-spacing:-1.5px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.two{grid-template-columns:repeat(2,1fr)}.card{border:1px solid #e5eaf0;border-radius:16px;padding:25px;background:#fff}.card h3{margin:5px 0 8px;font-size:20px}.card p{color:#5c6b7a}.tag{color:#1769e0;font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:1px}.icon{width:42px;height:42px;background:#eaf2ff;color:#1769e0;border-radius:12px;display:grid;place-items:center;font-weight:800}.cta{background:#0b1727;color:#fff;padding:45px;border-radius:20px}.cta p{color:#b9c6d5;max-width:700px}.page{padding:65px 0;background:#f7f9fc}.page h1{font-size:52px}.article{max-width:820px}.article h2{margin-top:42px}.article p,.article li{color:#46586a}.list{padding-left:20px}.footer{background:#081321;color:#aebdcb;padding:50px 0 25px}.footgrid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:30px}.footer h4{color:#fff}.footer a{display:block;margin:7px 0;font-size:14px}.fine{border-top:1px solid #263444;margin-top:30px;padding-top:18px;font-size:12px}@media(max-width:800px){.menu{display:none}.grid,.two,.footgrid{grid-template-columns:1fr}.section{padding:55px 0}.page h1{font-size:42px}}
.visual-img{width:100%;height:100%;object-fit:cover;border-radius:18px;display:block}.hero-split{display:grid;grid-template-columns:1.08fr .92fr;gap:42px;align-items:center}.hero-media{min-height:390px}.hero-media .visual-img{height:390px;box-shadow:0 18px 50px rgba(16,32,51,.12)}.page-split{display:grid;grid-template-columns:1.1fr .9fr;gap:38px;align-items:center}.page-media{height:300px}.page-media .visual-img{height:300px;box-shadow:0 14px 40px rgba(16,32,51,.10)}.image-card{padding:0 0 25px;overflow:hidden}.image-card .visual-img{height:185px;border-radius:16px 16px 0 0}.image-card>*:not(.visual-img){margin-left:25px;margin-right:25px}.article-hero{margin-top:26px;height:330px}.article-hero .visual-img{height:330px}.legal-media{height:220px;max-width:760px;margin-top:25px}.legal-media .visual-img{height:220px}@media(max-width:800px){.hero-split,.page-split{grid-template-columns:1fr;gap:25px}.hero-media,.hero-media .visual-img{height:280px;min-height:280px}.page-media,.page-media .visual-img{height:230px}.article-hero,.article-hero .visual-img{height:240px}}

/* Refined image placement */
.service-grid{grid-template-columns:repeat(2,1fr);gap:20px}
.service-grid .image-card{display:grid;grid-template-columns:118px 1fr;grid-template-rows:auto auto 1fr auto;column-gap:20px;align-items:start;min-height:190px;padding:22px}
.service-grid .image-card .visual-img{grid-column:1;grid-row:1/5;width:118px;height:118px;border-radius:14px;object-fit:cover;margin:0}
.service-grid .image-card .tag,.service-grid .image-card h3,.service-grid .image-card p,.service-grid .image-card ul{grid-column:2;margin-left:0;margin-right:0}
.service-grid .image-card .tag{margin-top:2px}
.service-grid .image-card h3{margin-top:5px}
.service-grid .image-card p{margin-top:0}
.service-grid .image-card .list{margin-top:0}
.insight-grid .image-card,.resource-grid .image-card{box-shadow:0 8px 24px rgba(16,32,51,.05);transition:transform .18s ease,box-shadow .18s ease}
.insight-grid .image-card:hover,.resource-grid .image-card:hover{transform:translateY(-3px);box-shadow:0 14px 32px rgba(16,32,51,.09)}
.insight-grid .image-card .visual-img,.resource-grid .image-card .visual-img{height:210px}
.hero-media .visual-img,.page-media .visual-img{border-radius:20px}
.page{background:linear-gradient(135deg,#f7faff 0%,#fff 65%)}
@media(max-width:800px){.service-grid{grid-template-columns:1fr}.service-grid .image-card{grid-template-columns:92px 1fr}.service-grid .image-card .visual-img{width:92px;height:92px}.insight-grid .image-card .visual-img,.resource-grid .image-card .visual-img{height:190px}}

/* V3 visual system: compact editorial imagery */
:root{--ink:#102033;--muted:#5c6b7a;--line:#e5eaf0;--blue:#1769e0}
.hero-split{grid-template-columns:minmax(0,1.12fr) minmax(360px,.88fr);gap:64px}
.hero-media{height:420px;min-height:0}
.hero-media .visual-img{height:420px;object-position:center;border-radius:24px}
.service-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}
.service-grid .image-card{display:grid;grid-template-columns:104px minmax(0,1fr);grid-template-rows:auto auto 1fr;column-gap:22px;min-height:166px;padding:20px;overflow:hidden}
.service-grid .image-card .visual-img{grid-column:1;grid-row:1/4;width:104px;height:104px;border-radius:16px;object-fit:cover;margin:0;align-self:start}
.service-grid .image-card .icon{grid-column:2;grid-row:1;width:auto;height:auto;background:none;border-radius:0;display:block;color:#1769e0;font-size:11px;letter-spacing:1px;padding:0;margin:0 0 2px}
.service-grid .image-card h3{grid-column:2;grid-row:2;margin:0 0 5px;font-size:20px}
.service-grid .image-card p{grid-column:2;grid-row:3;margin:0;color:var(--muted);font-size:15px;line-height:1.55}
.insight-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.insight-grid .image-card{padding:0 0 22px}
.insight-grid .image-card .visual-img{height:175px;border-radius:16px 16px 0 0;object-fit:cover}
.insight-grid .image-card .tag{display:inline-block;margin-top:18px}
.insight-grid .image-card h3{font-size:19px;line-height:1.3;margin-top:7px}
.insight-grid .image-card p{font-size:14px;line-height:1.55}
.page-split{grid-template-columns:minmax(0,1.1fr) minmax(340px,.9fr);gap:64px}
.page-media,.page-media .visual-img{height:330px}
.page-media .visual-img{border-radius:22px;object-position:center}
.resource-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}
.resource-grid .image-card .visual-img{height:170px;border-radius:16px 16px 0 0}
.resource-grid .image-card{padding:0 0 24px}
.resource-grid .image-card h3,.resource-grid .image-card p,.resource-grid .image-card .btn{margin-left:25px;margin-right:25px}
@media(max-width:900px){.hero-split,.page-split{grid-template-columns:1fr;gap:30px}.hero-media,.hero-media .visual-img{height:320px}.service-grid,.insight-grid,.resource-grid{grid-template-columns:1fr}}
@media(max-width:560px){.service-grid .image-card{grid-template-columns:82px minmax(0,1fr);column-gap:16px;padding:17px}.service-grid .image-card .visual-img{width:82px;height:82px}.hero-media,.hero-media .visual-img{height:260px}.page-media,.page-media .visual-img{height:230px}}

/* V4 explicit component sizing */
.service-grid .service-card{display:grid;grid-template-columns:104px 1fr;grid-template-rows:auto auto 1fr;gap:0 22px;min-height:166px;padding:20px;overflow:hidden}
.service-grid .service-card .service-thumb{grid-column:1;grid-row:1/4;width:104px;height:104px;object-fit:cover;border-radius:16px;margin:0;display:block}
.service-grid .service-card .service-number{grid-column:2;grid-row:1;color:#1769e0;font-size:11px;font-weight:800;letter-spacing:1.2px;margin:0 0 3px}
.service-grid .service-card h3{grid-column:2;grid-row:2;margin:0 0 5px;font-size:20px;line-height:1.25}
.service-grid .service-card p{grid-column:2;grid-row:3;margin:0;color:#5c6b7a;font-size:15px;line-height:1.55}
.insight-grid .insight-card{padding:0 0 22px;overflow:hidden}
.insight-grid .insight-card .insight-thumb{width:100%;height:175px;object-fit:cover;display:block;border-radius:16px 16px 0 0;margin:0 0 18px}
.insight-grid .insight-card .tag,.insight-grid .insight-card h3,.insight-grid .insight-card p{margin-left:25px;margin-right:25px}
.resource-grid .resource-card{padding:0 0 24px;overflow:hidden}
.resource-grid .resource-card .resource-thumb{width:100%;height:170px;object-fit:cover;display:block;border-radius:16px 16px 0 0;margin:0 0 18px}
@media(max-width:560px){.service-grid .service-card{grid-template-columns:82px 1fr;column-gap:16px;padding:17px}.service-grid .service-card .service-thumb{width:82px;height:82px}.insight-grid .insight-card .insight-thumb{height:190px}.resource-grid .resource-card .resource-thumb{height:190px}}